Are you about to retire or lose your benefits?
Learn how our plans can be tailored to your unique needs.
Here are a few reasons why Canadians put their trust in Freedom to Choose health and dental insurance
Get up to $250,000 in prescription drug coverageFootnote *
No termination age, so you’re never too old for coverage
Apply in less than 15 minutes, no medical exam needed
Bundle coverage with extras like travel medical insurance or major dental
See paramedical specialists like physios or psychologists without a doctor’s note
Exclusive Preferred Perks! 20%Footnote ** off regular priced items at Rexall with your linked Be Well™ Rewards Card.
It takes just 15 minutes to apply. Here’s how it works.
Have a question as you go? We’ve got team members standing by to help.
- Pick a plan
- Tell us about yourself / your family and any medical conditions
- Enter your payment info
- You’re done!
There’s a Freedom to Choose health and dental insurance plan for everyone. What’s your current situation?
Are you a freelancer or gig worker?
See how our plans can cover you when you don’t have benefits.
Want to check out your options? Not sure where to start?
Take our quiz.
Got questions about our health and dental insurance plans?
What do our plans cover?
You can tailor your coverage to include a range of healthcare needs, such as:
- Routine dental services
- Eye exams, glasses, contact lenses and laser surgery
- Prescriptions drugs
- Physiotherapy, chiropractor visits and massage therapy
- Social workers and psychologists
- Naturopaths, dietitians, acupuncturists, no referral needed like all our paramedical services
How much will this cost me?
Your monthly premium will depend on the plan you choose. To get a quote – and explore all our plans have to offer – take our questionnaire.
Can I be denied coverage?
As long as you are covered by provincial healthcare, you will always be offered coverage when you apply for one of our plans. Even if you have a pre-existing condition, we still have an option for you with our guaranteed acceptance plan.
Do you offer travel medical insurance?
Yes! You can add emergency travel medical insurance as extra coverage to any of our plans. It’s not available as a stand-alone product.
Why do you need to know about my pre-existing conditions?
We’ll never deny you coverage, but your pre-existing conditions are needed to help us calculate your monthly premiums and to determine which plans you’ll be eligible for. It’s a very short questionnaire and we don’t ask for any medical tests like bloodwork or urine samples.
Not seeing your question? Check out more FAQS.
Ready to get health and dental coverage?
If you’d like to explore plans and see how much they could cost you, get a quote.
Explore more from Canada Life
- Footnote *
- *Note: If you are a Quebec resident, Freedom to Choose health and dental insurance provides supplemental coverage to the prescription drug coverage provided under the Régie de l’assurance maladie du Québec (RAMQ) basic prescription drug insurance plan. Freedom to Choose health and dental insurance doesn’t remove your obligation to have drug coverage through the RAMQ drug public plan, through your employer or an association you are a member of or through the employer of your spouse. Our Select plans (excluding Select with Assured Acceptance), do not cover prescription drugs you are already taking, or future prescriptions related to any pre-existing medical conditions.
- Footnote **
- **Offer available exclusively instore at all Rexall locations. Some exclusions apply. Excludes prescriptions, products containing codeine, insulin, Rexall Gift Cards, Gift Card Express, lottery, postal services, stamps, transit tickets, baby diapers, baby formula, adult meal supplements, cheese, eggs, fresh milk, bread, prepaid phone cards, photofinishing, newspapers, tobacco products, shopping bags and taxes. Must be enrolled in Be Well and Preferred Perks.
© 2023 Be Well™ is a trademark of McKesson Canada Corporation and REXALL® is a trademark of Rexall Pharmacy Group ULC, which is a wholly owned subsidiary of McKesson Corporation